fraimed is a financial information magazine. It has structured its approach and content around six different themes and also includes an investing knowledge hub.
Please feel free to click on any one of the links below to take you to the area that you are interested in learning more about.
AIM listed companies
AIM listed companies appear to have an intense following in the retail investment community. In particular, high-risk commodity shares.
In this section, the focus will be on a limited number of the more popular companies with a particular emphasis on understanding cashflow management (“where’s the money gone”).
Corporate finance
Companies ultimately fail because they run out of cash. Here, we will look at how organisations finance their activities through the use of equity, debt and other forms of credit.
We will also explore some of the more innovative corporate finance solutions being employed, as well as providing information on issues connected to the corporate environment such as risk management and corporate governance.
Financial crime
There are so many compellingly attractive investment opportunities: innovative renewable energy projects; property developments in exotic overseas locations; foreign currency trading schemes; all promising great rewards, but some of these returns just never materialise.
Here, we will examine some of these investment scams, how they were perpetrated, what lessons can be learned and how UK enforcement agencies are fighting back against the rising tide of financial crime.
Financial reviews
Financial reviews is such a wide category but from time to time, news that is of material financial interest to UK retail investors will be posted here.
FinTech
FinTech is driving innovation and change across the financial services industry. Cryptocurrencies, new personal finance apps and online investment platforms are being rolled out on a regular basis.
Here, we explain these developments and try to understand the trends and FinTech products that are shaping the investment industry.
Investing Knowledge Hub
Innovation in the finance world and changes in legislation around pension freedoms means that individual investors spend a lot more time trying to understand the investment choices available.
Activities such as equity-based crowdfunding, cryptocurrencies and mini-bonds which barely existed ten years ago are now increasingly popular with private investors.
The Investing Knowledge Hub will attempt to guide you through a bewildering range of investment options and aims to provide enough background information to enable you to make more informed investment decisions.
To learn more about each of these investment activities or to obtain further information please click on the links below:
Crowdfunding
The section explains what crowdfunding is, the different types of crowdfunding models and will take an in-depth look at loan-based crowdfunding and equity-based crowdfunding in particular.
It will also provide examples of crowdfunding in practice, explore the appeal of this investment activity, what you need to know before you invest and will summarise the associated risks.
First-time investor
As a first-time investor, where do you even begin to make sense of the investment choices available.
This section attempts to guide you through issues such as different types of investment products available, pension freedoms, tax incentives on investing, choosing a financial adviser amongst many other issues.
Hobby investments
There appears to be a growing interest in the alternative investment universe. By alternative investment we don’t mean commodities, gilts or options. It means investing in Lego (the toy not the company), football memorabilia and whiskey for example. Tangible products that you can actually enjoy.
Here, we will explore some of the more interesting, so-called hobby investments and explain their appeal and how you can get started.
Investing in bonds
Bonds are one of the more interesting asset classes and perhaps don’t receive the same level of press coverage as say shares or property for example.
Here, we will explain what bonds are, the different types of bonds available (including mini-bonds) and what due diligence you should undertake before buying a bond.
Investing in commodities
Investing in commodities or AIM listed mining companies is quite popular within the retail investor community. Each commodity has its own particular investment appeal and supply/demand dynamics.
Here, we will also cover mining processes and explain how mining operations work and the scale of the undertaking required.
Whether you are investing in gold, silver or oil, the commodities sector is highly complex, capital intensive and exceptionally risky.
Understanding these factors should provide useful background research to retail investors before making an investment decision.
Investing in shares
Investing in shares can be a daunting process. There is a strong argument for leaving it to the professionals and just let them get on with it. But what if you want to test your own stock picking skills and take responsibility for your own investment decisions?
In this section, fraimed magazine will explore the warning signs that retail investors need to weigh up and consider before deciding whether to invest in a particular company or not.