First-time investor

  • Sep182020
    Open ended investment company OEIC: Scrabble tiles on a board spelling the word investment

    Investment products: Open-Ended Investment Company (OEIC)

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    An Open-Ended Investment Company, usually referred to as an OEIC, is a collective investment scheme which pools money from several…

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  • Sep152020
    Pension freedom Several hot air balloons in flight

    What does pension freedom mean for you?

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    The 2014 Budget, presented by the coalition government announced a fundamental reform to the UK pension system.  With effect from the…

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  • Aug142020
    Pension freedom rules: Several post-it notes stuck to a blue wall

    What do pension freedom rules allow you to do? 

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    The pension freedom rules allow you a number of ways in which you can access your pension fund. While this improved flexibility is to…

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  • Jun012020
    Enterprise Investment Scheme (EIS): A pink sign stating

    Investment tax relief: Enterprise Investment Schemes (EIS)

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    Enterprise Investment Schemes (EIS) were introduced by the Government in 1994 to encourage equity investment in higher-risk, unquoted (private), small-to-medium-sized enterprises…

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  • May302020
    Seed Enterprise Investment Scheme (SEIS): Stuffed toy, representing a smiling open avocado (the stone is revealed) placed on a yellow table against a green wall

    Investment tax relief: Seed Enterprise Investment Schemes (SEIS)

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    Seed Enterprise Investment Schemes (SEIS) were introduced by the Government in April 2012 to encourage equity investment in small, early-stage companies…

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  • May292020
    Innovative Finance ISAs (IFISAs): Shared office desk, cluttered with several laptops, smartphones, coffee cups and headphones

    Investment products: Innovative Finance ISA (IF ISA) explained

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    Individual Savings Accounts (ISAs) were introduced in the UK in April 1999. The concept was very simple: retail investors could…

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  • May232020
    HNWI vs Sophisticated Investor: Man sitting in chair, looking as this tablet

    High Net Worth Investors (HNWI) vs Sophisticated Investors 

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    If you are ever asked what type of investor you are, your first thought might be to reflect on your…

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  • May222020
    Choosing a financial adviser: Over 100 balloons in different colours being released against a clear blue sky

    Choosing a financial adviser: What to do before taking financial advice

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    People come into money in many different ways. For some, it is by working hard to build up their savings;…

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  • Mar252020
    Financial planning calculators: Series of objects on a desk including a calculator and a diary

    A roundup of some useful online financial planning calculators 

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    There are an increasing number of finance apps available to help retail investors manage their personal finances. There are also…

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  • Mar132020
    Exchange-Traded Funds (ETFs): Aerial view of steps leading down to a swimming pool

    Investment products: What are Exchange-Traded Products? 

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    An Exchange-Traded Product (ETP) is the term used to describe three different investment products:   Exchange-Traded Funds;  Exchange-Traded Commodities and;  Exchange-Traded Notes. …

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