fraimed magazine: Website Terms and Conditions of Use
Welcome to fraimed magazine, the financial information website.
Throughout this document, fraimed magazine is referred to as ‘we’, ‘our’, ‘us’, and similar as the context allows.
These terms and conditions (‘Terms’), together with our Disclaimer Notice and Privacy Policy and Cookie Policy, shall govern your use of this website (www.fraimed.co.uk) (variously, ‘our website’, ‘this website’) and any other domains associated with www.fraimed.co.uk under our control, as well as your use of our newsletter and any other publications we issue to you, electronically or otherwise, which, for the purpose of these Terms, ‘website’ shall be deemed to include.
By using our website, you accept these Terms, the Disclaimer Notice and the Privacy Policy and Cookie Policy in full; accordingly, if you disagree with these or any part of these, you must not use our website.
You must be at least 18 years of age to use our website; by using our website, you warrant and represent to us that you are at least 18 years of age.
Copyright Notice
This website and all content is copyright © 2020 Gerard Brosnan trading as Flask Publishing.
Subject to the express provisions of these Terms:
- we, together with our licensors, own and control all the copyright and other intellectual property rights in our website and the material on our website; and
- all the copyright and other intellectual property rights in our website and the material on our website are reserved.
1. Permission to use this website
1.1 Subject to the other provisions of these Terms, you may:
1.1.1. view pages from our website in a web browser;
1.1.2. download pages from our website for caching in a web browser;
1.1.3. print pages from our website for your own personal and non-commercial use, providing that such printing is not systematic or excessive; and,
1.1.4. stream audio and video files from our website using the media player on our website.
1.2 Except as expressly permitted by clause 1.1 above or the other provisions of these Terms, you must not download any material from our website or save any such material to your computer.
1.3 You may only use our website for your own personal purposes; you must not use our website for any other purposes.
1.4 We do not allow user content on our website. Moreover, except as expressly permitted by these Terms, you must not edit or otherwise modify any material on our website.
1.5 Unless you own or control the relevant rights in the material, you must not:
1.5.1. re-publish material from our website (including republication on another website);
1.5.2. sell, rent or sub-license material from our website;
1.5.3. show any material from our website in public;
1.5.4. exploit material from our website for a commercial purpose; or
1.5.5. redistribute material from our website (except that you may link back to pages on our website).
1.6 Notwithstanding clause 1.5 above, you may redistribute our newsletter and updates in electronic form to any person.
1.7 We reserve the right to suspend or restrict access to our website, to areas of our website and/or to functionality upon our website. We may, for example, suspend access to the website during server maintenance or when we update the website. You must not circumvent or bypass, or attempt to circumvent or bypass, any access restriction measures on the website
2. Misuse of this website
2.1 You must not:
2.1.1. use our website in any way or take any action that causes, or may cause, damage to the website or impairment of the performance, availability, accessibility, integrity or security of the website;
2.1.2. use our website in any way that is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity;
2.1.3. hack or otherwise tamper with our website;
2.1.4. probe, scan or test the vulnerability of our website without our permission;
2.1.5. circumvent any authentication or security systems or processes on or relating to our website;
2.1.6. use our website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit or other malicious computer software;
2.1.7. impose an unreasonably large load on our website resources (including bandwidth, storage capacity and processing capacity;
2.1.8. decrypt or decipher any communications sent by or to our website without our permission;
2.1.9. conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction and data harvesting) on or in relation to our website without our express written consent;
2.1.10. access or otherwise interact with our website using any robot, spider or other automated means;
2.1.11. use our website except by means of our public interfaces;
2.1.12. use data collected from our website for any direct marketing activity (including without limitation email marketing, SMS marketing, telemarketing and direct mailing); or
2.1.13. do anything that interferes with the normal use of our website
3. Subscriptions
3.1 You may subscribe via the website to receive mailings, updates and newsletters from us by e-mail.
3.2 In order to subscribe, submit the requested information in the form field on our website, limited to your name and e-mail address, and click ‘Subscribe’. You may receive a verification link by e-mail, which you should click on in order to verify your e-mail address.
3.3. We are under no obligation to accept subscription requests and may refuse or cancel subscriptions for any reason or no reason.
3.4. You may cancel your subscription at any time by clicking on the ‘Unsubscribe’ link in e-mails we send you
4. Limited warranties
4.1 We do not warrant or represent:
4.1.1. the completeness or accuracy of the information published on our website;
4.1.2. that the material on the website is up-to-date;
4.1.3. that the website will operate without fault or interruption; or,
4.1.4. that the website or any service on the website will remain available.
4.2 We reserve the right to discontinue or alter any or all of our website services, and to stop publishing our website, at any time in our sole discretion without notice or explanation; and save to the extent expressly provided otherwise in these Terms, you will not be entitled to any compensation or other payment upon the discontinuance or alteration of any website services, or if we stop publishing the website.
4.3 To the maximum extent permitted by applicable law and subject to clause 5.1 below, we exclude all representations and warranties relating to the subject matter of these Terms, our website and the use of our website
5. Limitations and exclusions of liability
5.1. You are solely responsible for your own investment research, decisions and results.
5.2. You must carry out your own independent research before making any investment decision. Our website do not take the specific needs, investment objectives and financial situation of any particular individual into consideration and any investments mentioned may not be suitable for you. You should not base any investment decision solely on the basis of our content. You should always carry out your own independent verification of facts and data before making any investment decisions.
5.3. If you are unsure of any investment decision you should seek a professional financial adviser. We are not registered financial advisers and we do not provide investment advice or recommendations, nor do we provide legal or tax advice of any kind. We are not regulated by the Financial Conduct Authority.
5.4. Flask Publishing, its owners, officers, employees and any third party vendor will not be liable or have any responsibility of any kind for any loss or damage that you incur, for any reason, as a result of your use of our publications. This includes any failure or interruption of this website, or from any other cause relating to your access to or use of this website.
5.5. This website may include links to other websites. We have no responsibility for the content of linked websites and accept no liability whatsoever for any loss or damage arising from your use of any such websites.
5.6. We will not be liable for any loss or damage caused by any harmful material that may infect your computer equipment, computer programs, data or other material due to your use of this website or your downloading of material from it.
5.7. Nothing in these Terms will:
5.7.1. limit or exclude any liability for death or personal injury resulting from negligence;
5.7.2. limit or exclude any liability for fraud or fraudulent misrepresentation;
5.7.3. limit any liabilities in any way that is not permitted under applicable law; or,
5.7.4. exclude any liabilities that may not be excluded under applicable law.
5.8 The limitations and exclusions of liability set out in this clause 5 and elsewhere in these Terms:
5.8.1. are subject to clause 5.7 above; and,
5.8.2. govern all liabilities arising under these Terms or relating to the subject matter of these Terms, including liabilities arising in contract, in tort (including negligence) and for breach of statutory duty, except to the extent expressly provided otherwise in these Terms.
5.9. To the extent that our website and the information and services on our website are provided free of charge, we will not be liable for any loss or damage of any nature.
5.10. We will not be liable to you in respect of any losses arising out of any event or events beyond our reasonable control.
5.11. You acknowledge:
5.11.1. We will not be liable to you in respect of any business or personal investment losses, including (without limitation) loss of or damage to profits, income, revenue, use, production, anticipated savings, business, contracts, commercial opportunities or goodwill. Our website does not offer investment advice and any information provided should not be construed as investment advice. We provide information and education for investors who can make their investment decisions without advice.
5.11.2. The information contained in this website is not, and should not be read as, an offer or recommendation to buy or sell or a solicitation of an offer or recommendation to buy or sell any securities. Our content is not, and should not be seen as, a recommendation to use any particular investment strategy.
5.11.3. The information we publish has been obtained from or is based on sources that we believe to be accurate and complete. Although reasonable care has been taken, we cannot provide any warranty or guarantee as to the accuracy, timeliness, completeness or suitability of the information we provide for any particular purpose. You acknowledge that such information may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law. The opinions expressed on our website may be inaccurate and wrong and may change without notice.
5.12. We will not be liable to you in respect of any loss or corruption of any data, database or software.
5.13. We will not be liable to you in respect of any special, indirect or consequential loss or damage.
5.14. You accept that we have an interest in limiting the personal liability of our officers and employees and, having regard to that interest, you acknowledge that we are a limited liability entity; you agree that you will not bring any claim personally against our officers or employees in respect of any losses you suffer in connection with the website or these Terms (this will not, of course, limit or exclude the liability of the limited liability entity itself for the acts and omissions of our officers and employees).
6. Breaches of these Terms
6.1 Without prejudice to our other rights under these Terms, if you breach these Terms in any way, or if we reasonably suspect that you have breached these Terms in any way, we may:
6.1.1. send you one or more formal warnings;
6.1.2. temporarily suspend your access to our website;
6.1.3. permanently prohibit you from accessing our website;
6.1.4. block computers using your IP address from accessing our website;
6.1.5. contact any or all of your internet service providers and request that
they block your access to our website; and/or,
6.1.6. commence legal action against you, whether for breach of contract or otherwise.
6.2 Where we suspend or prohibit or block your access to our website or a part of our website, you must not take any action to circumvent such suspension or prohibition or blocking (including without limitation creating and/or using a different account).
7. Disclosures
7.1. When content is published about a company and the writer own shares or has a beneficial interest in that company, that fact will be disclosed in the article. However, historic articles will not be updated, so any disclosure represents the relationship between the company and the writer at the time the article was written.
7.2. In addition to the above disclosure requirements, additional trading restrictions are be followed. These restrictions are that any of our writers:
7.2.1. if a writer owns a security he writes about, or owns an interest in any listed company he writes about, he must continue to hold that security or interest for at least ten (10) business days from and including the first business day following the date of publication; and
7.2.2. a writer cannot write about a security or interest in a listed company for two (2) business days before or after buying or selling the that security or interest.
8. Variation
We may revise these Terms. The revised Terms shall apply to the use of our website from the date of publication of the revised terms and conditions on the website, and you hereby waive any right you may otherwise have to be notified of, or to consent to, revisions of these terms and conditions.
9. Assignment
9.1 You hereby agree that we may assign, transfer, sub-contract or otherwise deal with our rights and/or obligations under these Terms.
9.2 You may not without our prior written consent assign, transfer, sub-contract or otherwise deal with any of your rights and/or obligations under these Terms
10. Severability
10.1 If a provision of these Terms is determined by any court or other competent authority to be unlawful and/or unenforceable, the other provisions will continue in effect.
10.2 If any unlawful and/or unenforceable provision of these Terms would be lawful or enforceable if part of it were deleted, that part will be deemed to be deleted, and the rest of the provision will continue in effect.
11. Third party rights
11.1 A contract under these Terms is for our benefit and your benefit and is not intended to benefit or be enforceable by any third party.
11.2 The exercise of the parties’ rights under a contract under these Terms is not subject to the consent of any third party
12. Entire agreement
These Terms, together with our Disclaimer Notice, Privacy Policy and Cookie Policy, shall constitute the entire agreement between you and us in relation to your use of our website and shall supersede all previous agreements between you and us in relation to your use of our website.
13. Law and jurisdiction
13.1 These Terms shall be governed by and construed in accordance with English law.
13.2 Any disputes relating to these Terms shall be subject to the exclusive jurisdiction of the courts of England & Wales
14. Contacting Us
You can contact us:
(a). using our website contact form;
(b). by email, using the email address published on our website.
Last updated: 18th January 2020