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Royalty finance is a form of revenue-based debt finance. It could also be considered a type of hybrid financing and is similar in some respects to a corporate mortgage in…

Open Banking (OB) is an initiative introduced by the Competition and Markets Authority (CMA) – a UK government agency – whose primary role is to promote competition for the benefit…

There are many different types of bonds so it might be useful to briefly summarise each in turn:  Corporate bonds   Corporate bonds are usually issued by large companies where the…

The bank industry group, UK Finance recently announced that fraud cost UK residents £1.2 billion in 2022. The scale of this loss, together with other forms of financial crime means…

Companies have many statutory obligations under the Companies Act and some of these responsibilities involve taking decisions which can impact the rights, holdings and value of the shares held by existing investors. This article explains…

The corporate finance world is complex and challenging and the funding solutions employed are becoming increasingly innovative. The emergence of peer-to-peer lending and equity crowdfunding means that more and more…

In general, organisations can raise the capital they need to finance their business operations in two different ways: debt finance and equity finance.   This article will focus on debt financing although it will…

Financial risks can take many forms: liquidity risk, financing risk, currency risk and pricing risk.  The prospect of a company not having enough cash to meet its day to day…

If you are a first-time investor thinking of investing in stocks and shares but want to know more, then this article will guide you through the share capital terminology.  It…

Back in the mid-to-late 1990’s, my daily commute would take me along the Metropolitan line from Wembley Park to Moorgate, where I worked as financial controller for a Japanese asset…